It seems that while the rich get richer, most stay just under broke, WHY? Because, approximately 53% of Canadians are two paycheques from bankruptcy (regardless of address or position in life or profession) of because most are spending 103%+ of what they earn. We are living in a society that makes us feel we should have everything RIGHT NOW and if we don't rush out and buy it Right Now, we'll be a loser! This idea of keeping up with others is totally wrong. Let the rats stay in the rat race, get out and you'll prosper at a much faster rate. Get over thinking that Instant Gratification Takes Too Long!!! Because, Instant Gratification = BEING BROKE We do get what we think about, give energy and focus on. What we think about, we attract, GOOD and BAD! You must decide what you're going to think about, for the rest of your life. (Law of Attraction: by Michael Losier) You recognize that you are responsible for your finances but, it seems that every day, someone has their hand out looking for some of your money, ie; mortgages, car loans, credit card debt, utilitiy bills and the list goes on and on. However, do you realize that you and only you, are also totally responsible to create your own wealth, this responsiblility is not your employers, not the governments, not your parents, not your teachers....yours! Three facts that everyone must realize are: #1. It's alright to be rich, (actually we are obligated to become rich) # 2. It's alright for "YOU" to be rich # 3. Even you, can become rich beyond your wildest dreams. Rules of the universe to becoming rich. #1. Pay yourself first, everytime you get paid or receive money from any source. #2. Spend less than you earn. # 3. Learn to live on less. (from Secrets of the Millionaire Mind: by Harv Ecker) Very simple rules, but rules the masses never pay attention too and then they wonder why they're always broke! The next step on your path to becoming rich (doing, giving and having what you want, without any concern about money), I strongly recommend that you buy and READ (numerous times) the following books and then do what the authors say. When you do, you'll be amazed at what you WILL accomplish. Each book listed, is a must read. A quote by Donald Trump: "Nothing is easy, but who wants nothing?" A quote by Steve McKnight: "Nothing in your life will change until you change the way you spend your time." In othr words, you must educate yourself about time, money, compound interest and wealth. Another Steve McKnight quote: "You will NOT get full time outcome with part time effort!" If you don't like where you are at in life, what are you doing to change it? The best investment you'll ever make, is in youself. It really is "ALL ABOUT YOU & YOUR FUTURE"! Some of the best tools you'll ever find are below, the rest is up to you. We need banks and lenders BUT, always remember, lenders are not your buddies. All banks and lenders (selling consumer goods etc) main goal is to sell you as much money for as long as possible at the highest rate. They have no interest in YOUR Financial Future, only THEIRS. Get out of debt as soon as possible (debt you can't deduct from income). YOUR DEBIT IS THEIR ASSET!! Read, TAKE ACTION & enjoy your freedom. Yes, you really will amaze yourself! Take ACTION NOW! Think & Grow Rich by Napoleon Hill Secrets of the Millionaire Mind by Harv T Ecker The Millionaire Next Door by Thomas Stanley Investing the Billionaires Way by Richard Charlton (available from Dundee Securities-& maybe free) The Magic of Thinking Big by David Schwartz Resentment Against Achievement by Robert Scheaffer The World is Flat by Thomas Friedman A Complaint Free World by Will Bowen Think Like A & Billionaire by Donald Trump Asset Protection 101 by JJ Childers & forward by Donald Trump Wealth Building 101 by Donald Trump The America We Deserve by Donald Trump Rich Dad, Poor Dad by Robert Kiyosaki The Cashflow Quadrant by Robert Kiyosaki Rich Dad's Guide to Investing by Robert Kiyosaki Why We Want You To Be Rich by Donald Trump & Robert Kiyosaki Law of Attraction by Michael Losier How We Decide by Jonah Lehrer Forgiveness: The Mystery & Miracle by Annette Stanwick The Richest Man In Babylon by George Clason The 7 Habits of Highly Effective People by Stephen Covey The Tipping Point by Malcom Gladwell Blink by Malcom Gladwell Outliers by Malcom Gladwell Who Will Cry When You Die by Robin Sharma Don't Sweat the Small Stuff..... by Richard Carlson 97 Tips for Canadian Real Estate Investors by Don R. Campbell The Coming Economic Collapse by Stehpen Leeb The Ultimate Secret To Getting Absolutely Everything You Want by Mike Hernacki Three Cups of Tea by Greg Mortenson The Dollar Crisis by Richard Duncan The Success Principales by Jack Cranfield The Tao of Warren Buffett by Mary Buffett & David Clark The Snowball (Warren Buffett & the Business of Life) by Alice Schroeder Letters from a Stoic by Seneca The Message of a Master by John McDonald Meditations by Marcus Aurelius The Autobiography of Benjamin Franklin University of Success by Og Mandino The Magic of Believing by Claude Bristol Siddhartha by Hermann Hesse Psycho-Cybernetics by Mawell Maltz The Power of Your Subconscious Mind by Joseph Murphy As a Man Thinketh by James Allen Flow by Mihaly Csikszentmihalyi Life is Tremendous by Charlie Tremendous Jones The Age Wave by Ken Dychtwald The Popcorn Report by Faith Popcorn Unlimited Power by Anthony Robbins How I raised Myself From Failure To Success by Frank Bettger Top Preformance by Zig Ziglar Getting Through To People by Jesse Nirenberg The Greasted Salesman In The World by Og Mandino The Greasted Salesman In The World (part Two) by Og Mandino Resentment Against Achievement by Robert Sheaffer Verbal Judo by George Thompson If It Ain't Broke...Break It! by Robert Kriesel I Can See You Naked by Ron Hoff The Wealthy BArber by David Chilton How To Win Friends & Influence People by Dale Carnegie All You Can Do Is All You Can Do, But All You Can Do Is Enough by A.L.Williams Your Answers Questioned by Osho Where Have All The Leaders Gone by Lee Iacocca I look forward to working with all who are prepared to do what it takes improve their lives. Sincerely, Norm Osback |