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It seems that while the rich get richer, most stay just under broke, WHY?
Because, approximately 53% of Canadians are two paycheques from bankruptcy (regardless of address or position in life or profession) of because most are spending 103%+ of what they earn.
We are living in a society that makes us feel we should have everything RIGHT NOW and if we don't rush out and buy it Right Now, we'll be a loser! This idea of keeping up with others is totally wrong. Let the rats stay in the rat race, get out and you'll prosper at a much faster rate.
Get over thinking that Instant Gratification Takes Too Long!!! Because, Instant Gratification = BEING BROKE
We do get what we think about, give energy and focus on. What we think about, we attract, GOOD and BAD! You must decide what you're going to think about, for the rest of your life. (Law of Attraction: by Michael Losier)
You recognize that you are responsible for your finances but, it seems that every day, someone has their hand out looking for some of your money, ie; mortgages, car loans, credit card debt, utilitiy bills and the list goes on and on. However, do you realize that you and only you, are also totally responsible to create your own wealth, this responsiblility is not your employers, not the governments, not your parents, not your teachers....yours!
Three facts that everyone must realize are:
#1. It's alright to be rich, (actually we are obligated to become rich)
# 2. It's alright for "YOU" to be rich
# 3. Even you, can become rich beyond your wildest dreams.
Rules of the universe to becoming rich.
#1. Pay yourself first, everytime you get paid or receive money from any source.
#2. Spend less than you earn.
# 3. Learn to live on less. (from Secrets of the Millionaire Mind: by Harv Ecker)
Very simple rules, but rules the masses never pay attention too and then they wonder why they're always broke!
The next step on your path to becoming rich (doing, giving and having what you want, without any concern about money), I strongly recommend that you buy and READ (numerous times) the following books and then do what the authors say. When you do, you'll be amazed at what you WILL accomplish. Each book listed, is a must read.
A quote by Donald Trump: "Nothing is easy, but who wants nothing?"
A quote by Steve McKnight: "Nothing in your life will change until you change the way you spend your time." In othr words, you must educate yourself about time, money, compound interest and wealth.
Another Steve McKnight quote: "You will NOT get full time outcome with part time effort!"
If you don't like where you are at in life, what are you doing to change it?
The best investment you'll ever make, is in youself. It really is "ALL ABOUT YOU & YOUR FUTURE"!
Some of the best tools you'll ever find are below, the rest is up to you.
We need banks and lenders BUT, always remember, lenders are not your buddies. All banks and lenders (selling consumer goods etc) main goal is to sell you as much money for as long as possible at the highest rate. They have no interest in YOUR Financial Future, only THEIRS. Get out of debt as soon as possible (debt you can't deduct from income). YOUR DEBIT IS THEIR ASSET!!
Read, TAKE ACTION & enjoy your freedom. Yes, you really will amaze yourself! Take ACTION NOW!
Think & Grow Rich by Napoleon Hill
Secrets of the Millionaire Mind by Harv T Ecker
97 Tips for Canadian Real Estate Investors by Don R. Campbell
81 Financial & Tax Tips for the Canadian Real Estate Investor by Don R Campbell
Secrets of the Canadian Real Estate Cycle by Don R Campbell
Real Estate Joint Ventures by Don Campbell & Russ Westcott
Cold Hard Truth by Kevin O'Leary
The Midas Touch by Donald Trump & Robert Kiyosaki
The Millionaire Next Door by Thomas Stanley
Investing the Billionaires Way by Richard Charlton (available from Dundee Securities-& maybe free)
The Magic of Thinking Big by David Schwartz
Resentment Against Achievement by Robert Scheaffer
The World is Flat by Thomas Friedman
A Complaint Free World by Will Bowen
Think Like A & Billionaire by Donald Trump
Asset Protection 101 by JJ Childers & forward by Donald Trump
Wealth Building 101 by Donald Trump
The America We Deserve by Donald Trump
Rich Dad, Poor Dad by Robert Kiyosaki
The Cashflow Quadrant by Robert Kiyosaki
Rich Dad's Guide to Investing by Robert Kiyosaki
Why We Want You To Be Rich by Donald Trump & Robert Kiyosaki
Law of Attraction by Michael Losier
How We Decide by Jonah Lehrer
Forgiveness: The Mystery & Miracle by Annette Stanwick
The Richest Man In Babylon by George Clason
The 7 Habits of Highly Effective People by Stephen Covey
The Tipping Point by Malcom Gladwell
Blink by Malcom Gladwell
Outliers by Malcom Gladwell
Who Will Cry When You Die by Robin Sharma
Don't Sweat the Small Stuff..... by Richard Carlson
The Coming Economic Collapse by Stehpen Leeb
The Ultimate Secret To Getting Absolutely Everything You Want by Mike Hernacki
Three Cups of Tea by Greg Mortenson
The Dollar Crisis by Richard Duncan
The Success Principales by Jack Cranfield
The Tao of Warren Buffett by Mary Buffett & David Clark
The Snowball (Warren Buffett & the Business of Life) by Alice Schroeder
Letters from a Stoic by Seneca
The Message of a Master by John McDonald
Meditations by Marcus Aurelius
The Autobiography of Benjamin Franklin
University of Success by Og Mandino
The Magic of Believing by Claude Bristol
Siddhartha by Hermann Hesse
Psycho-Cybernetics by Mawell Maltz
The Power of Your Subconscious Mind by Joseph Murphy
As a Man Thinketh by James Allen
Flow by Mihaly Csikszentmihalyi
Life is Tremendous by Charlie Tremendous Jones
The Age Wave by Ken Dychtwald
The Popcorn Report by Faith Popcorn
Unlimited Power by Anthony Robbins
How I raised Myself From Failure To Success by Frank Bettger
Top Preformance by Zig Ziglar
Getting Through To People by Jesse Nirenberg
The Greasted Salesman In The World by Og Mandino
The Greasted Salesman In The World (part Two) by Og Mandino
Resentment Against Achievement by Robert Sheaffer
Verbal Judo by George Thompson
If It Ain't Broke...Break It! by Robert Kriesel
I Can See You Naked by Ron Hoff
The Wealthy BArber by David Chilton
How To Win Friends & Influence People by Dale Carnegie
All You Can Do Is All You Can Do, But All You Can Do Is Enough by A.L.Williams
Your Answers Questioned by Osho
Where Have All The Leaders Gone by Lee Iacocca
The Dip by Seth Godin
The Celestine Prophecy by James Redfield
The 10th Insight by James Redfield
The Celestine Vision by James Redfield
The Four Agreements - by don miguel ruiz
The Fifth Agreement - don miguel ruiz
I look forward to working with all who are prepared to do what it takes to improve their lives.
Sincerely, Norm Osback
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